The latest (legal) developments.

It is almost impossible today not to read about FinTech in the newspaper. Not only are politicians keeping a keen eye on

FinTech, it is so ground-breaking that it could turn the financial world upside down. It could even undermine the central position of banks. Does this only apply to particular services such as payment services? Or the granting of loans, for instance? The rise of ‘online lenders’ such as ‘peer-to-peer’ (P2P) lending platforms suggest the latter.

Is FinTech hype or the future? Is it a survival of the fittest between long- standing players and FinTech companies? Or do both camps— having joined their specific forces—arrive at an optimal service provision solution that levels the playing field? What are the possibilities and restrictions of legislation (such as PSD 2) and national and European supervision? What does the market think of the role of the Dutch National Bank (“DNB”) and the Netherlands Authority for Financial Markets (“AFM”)? How important are big data?

All these questions came up during the KVdL FinTech Seminar in April 2016. Incumbents, supervisors, and leading FinTech companies gathered to discuss latest developments.They also reviewed the relationship between long-standing and new players, and the future of FinTech. With the focus on innovation in payments and online lending.

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