Cover
RAPPORT

Re-igniting organic growth in retail banking

Re-igniting organic growth in retail banking

During the decade since the financial crisis, many retail banks have played defense. Increased capital requirements, new consumer protection regulations and lost fee revenues have created a focus on compliance, efficiencies, and branch closures.

Faced with these headwinds, many retail banks underinvested in their franchise (marketing, new technologies, and talent). These banks lost ground in the marketplace with low rates of new household acquisition and lower than market average deposit and loan growth. However, not all retail banks were impacted equally. Retail banking has continued to grow in the past decade with the top 100 retail banks capturing nearly all the market growth in consumer deposits and assets. Many regional retail banking franchises are ready to reverse the decline of the last decade and go on the offense again. This is about re-igniting organic growth and finding the right balance between vis-à-vis profitability. As the balance of power shifted to large, quasi-national retail franchise, regional banks face a different set of challenges and opportunities.

logo experttube

Video's op het gebied van Audit & Control, Actuariaat & Risk Management, Juridisch & Fiscale Zaken, Pensioenen, Schade & Hypotheken, Compliance en Investment Management.

Bekijk ons volledige overzicht op www.experttube.nl.

logo CareerTube

Videoplatform met werkenbij video's van toonaangevende organisaties in de financiële wereld. Met een focus op de finance specialisatie zorgt de koppeling met de 17 (niche) vacaturesites van CareerGuide direct voor een relevant bereik.

Bekijk ons volledige overzicht op www.careertube.com.