Where are banks and insurers on their digital mastery journey?

Status Check

Understanding Digital Mastery in Financial Services

The financial services industry stands at a crossroads and dark clouds of disruption are brewing overhead. As consumers become more connected and tech-savvy, FinTech and InsurTech upstarts edge their way onto the center stage, and new technologies and the sharing economy increasingly define our daily lives, banks and insurers must develop new value propositions to compete and prosper. The key to doing so is focusing on both leadership and digital capabilities – a status we call “digital mastery.” Our latest research shows fewer than one-third (30%) of financial services firms have thus far attained digital mastery. Although banking is making significant progress, there are still significant room for improvement. This gap between masters and also-rans is pronounced in insurance, where mastery of both digital and leadership capabilities is even rarer.





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